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All Other Perils Deductible is the amount you are responsible for paying for covered losses caused by perils other than a hurricane.
  
Personal Property Replacement Cost is optional coverage that replaces your personal property new for old (no depreciation) in the event of a covered loss or damage.
Opening Protection refers to the type of wind borne debris protection you have for your home. Selecting "Hurricane" from the drop-down list means that all openings (windows, doors, skylights, etc.) are protected to the highest standard. "Basic" means that all openings are protected to the minimum standard with either shutters or other impact resistant coverings, doors or glazing.
A Hip Roof has sloping ends and sloping sides down to the roof eaves line on ALL sides. If any exterior wall extends above the attic floor this is NOT a Hip Roof.
A Gable Roof has sloping ends from ridge to eave that create a peak or triangle on the side or front façade or a side that is NOT sloping.